General Assessment

    Variable(2018)
    Data
    Main constraints in the development of the housing finance sector The informal sector remains large, which hinders access to housing finance to many Tunisians in spite of the subsidies the Government has put in place.
    New developments that will have a major impact on the sectorThe “Maskan Al Baraka” loan and savings scheme (islamic finance) may develop enough to change to housing finance landscape.
    back to top | Country Data:
    Notes: 80% (90% for subsidized)
    Notes: Banque de l'habitat is a government supported bank specialized in housing finance
    Notes: Banque de l'habitat is a government supported bank specialized in housing finance
    Notes: Banque de l'habitat is a government supported bank specialized in housing finance
    Notes: Banque de l'habitat is a government supported bank specialized in housing finance
    Notes: Borrowings from government and other financial institutions
    Notes: Borrowings from government and other financial institutions.
    Notes: By law (except for subsidized loans, which is up to 90%)
    Notes: Calculated from report by: Total Credits = Loans to business and to professionals + Loans to individuals
    Notes: Established in November, 2016
    Notes: Fonds National d'Amelioratio
    Notes: FOPROLOS for salaried workers
    Notes: FOPROLOS for salaried workers
    Notes: gross household income
    Notes: gross household income
    Notes: Home improvement loans are offered.
    Notes: Home improvement loans are offered.
    Notes: http://www.afdb.org/fileadmin/uploads/afdb/Documents/Generic-Documents/Tunisia%20Full%20PDF%20Country%20Note.pdf
    Notes: http://www.afdb.org/fileadmin/uploads/afdb/Documents/Generic-Documents/Tunisia%20Full%20PDF%20Country%20Note.pdf
    Notes: Ministry of Finance
    Notes: Monthly Avg
    Notes: Monthly Avg
    Notes: Monthly Avg
    Notes: Monthly Avg
    Notes: Monthly Avg
    Notes: National Percentage
    Notes: Qtr Avg
    Notes: Qtr Avg
    Notes: Taxes on vacant developable land - 0.3% of the real land value.