| Date Published | 2014 | 
| Version | |
| Primary Author | Jack Guttentag | 
| Other Authors | |
| Theme | Reverse Mortgages | 
| Country | 
One of the valuable features of the HECM reverse mortgage is that it offers multiple options for drawing funds, which can be used singly or in combination to meet a wide variety of senior needs. If this were better understood and exploited, the HECM market would be many times larger than it is.